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Michelle Hutchison Michelle's Money BlogMichelle's Money Blog uncovers the traps and treasures out there in the personal finance sector. How do you know when to switch home loans? Are you paying too many fees? Michelle from RateCity unravels financial jargon and shows you how to make a real difference to your savings – and spending.

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Money blog
Is he marrying you or your bank account? , So you've set the date, ordered the flowers and written your vows. The only thing left is to step down the aisle to matrimonial bliss. At least this is what most of us think about when we plan to spend the rest of our lives with the one we love.
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The rise of the female entrepreneur , It seems like there is a new breed of businesswomen taking shape in our society, one that juggles family life with working hard to make a decent living. The "revolution" of high-powered women is not necessarily a brand-new phenomenon but it's definitely growing and still worth celebrating.
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Will your kids be better savers than you? ,

Kids these days have got it good. They have computers with high-speed Internet (many have one each) to chat with friends, tweet, update their Facebook and MySpace pages, watch YouTube videos and upload them from their mobiles, play games against people from all over the world and research their assignments and homework from the comfort of their room without the need to step into a library.

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The tricks to growing your investment in a term deposit , Interest rates for term deposit accounts are currently at historically high levels compared to the Reserve Bank cash rate and money market rates. Six-month term deposits are fetching as high as 6.31 percent or you can earn up to 7.80 percent with a five-year term deposit.
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Perfect match: make your savings fit your lifestyle , The Australian Bureau of Statistics (ABS) has found we are not a very good nation of savers, with the average saving rate of 2.3 percent of our income. With the average income of about $49,590, according to the ABS, that works out to be only $1140 per year of savings each.
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Full house: will your kids ever leave the nest? ,

With rising interest rates and zooming house prices, will your kids ever leave the nest? Michelle Hutchison looks at ways to set your kids up for a home ownership future.

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Car insurance and dating: the same rules apply , Finding the right partner can save you a lot of time and money and the same can be said for finding the right car insurance.
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Turn your bank's higher rates into savings , How much extra do you think it's going to cost you in higher interest rates this year? An extra $300? What about $500? Well, we did the sums for you and found that the figure looks a lot grimmer.
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Protect your family from your home loan , I recently came across some research by the Australian Bureau of Statistics (ABS) which found that we are borrowing more for our home loans. In fact, the national average mortgage debt increased almost $10,000 in December 2009, to $283,000.
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How safe are our banks? , A colleague of mine, who is on the lookout for an inner-city investment property, recently asked me about the end of the federal government's bank guarantee scheme. She was very concerned about the news she read in the papers about the government taking away the guarantee from lenders.
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